Effective Date: January 5, 2023
Date Last Updated: September 24, 2025

If you are a California resident, please click here for information about your California privacy rights.

Thank you for visiting QuoteGuardian.com, a website owned and operated by KSV Solutions LLC (“QuoteGuardian,” “KSV Solutions,” “we,” “us,” or “our”). KSV Solutions LLC is a health-insurance services company owned by licensed insurance agent and broker Kelven Taylor (NPN 21524379). We are committed to safeguarding your privacy and handling your personal information responsibly.

This Privacy Policy (“Policy”) explains how we collect, use, disclose, and protect your personal information when you interact with us through our online and offline Services.

This Policy does not apply to:

• Employee, contractor, agent, or job applicant information
   
• Business-to-business communications
   
• HIPAA-protected information handled for health-insurance carriers
   

We may update this Policy periodically. Updates are effective when posted. If changes are unacceptable, discontinue use of our Services. Where legally required, we will notify you or request consent for material changes.

We collect personal information from:

• Information you provide directly
   
• Automatically collected information from your device and browser
   
• Public sources
   
• Third parties, including insurance carriers, referral partners, data brokers, and marketing partners
   

We may combine information from multiple sources.

We may collect:

• Identifiers (name, address, Social Security number, etc.)
   
• Customer records (payment info, signature)
   
• Insurance application and eligibility data
   
• Commercial data (products viewed or purchased)
   
• Device and online activity data
   
• Geolocation (approximate)
   
• Audio/visual information (recordings, chat logs)
   
• Professional information
   
• Inferences drawn from collected data
   

We may use your information to:

• Provide insurance quotes, recommendations, and application support
   
• Operate, analyze, and improve our Services
   
• Comply with legal obligations
   
• Prevent fraud or misuse
   
• Conduct marketing and advertising
   
• Create de-identified or aggregated datasets
   
• Fulfill any purpose disclosed at collection or with your consent
   

We may share information with:

• Affiliates
   
• Insurance carriers and exchanges
   
• Service providers (hosting, analytics, email delivery, payment processors)
   
• Licensed agents and brokers, including Kelven Taylor (NPN 21524379)
   
• Business partners involved in marketing or advertising
   
• Legal and regulatory authorities
   
• Organizations you have a relationship with (employer, referral partner, etc.)
   
• Entities involved in corporate transactions
   
• Others with your consent
   

We may also share de-identified or aggregated data.

We and authorized third parties use cookies, pixels, beacons, scripts, and similar tools for:

• Personalization
   
• Analytics
   
• Advertising
   
• Site performance
   
• Security
   

You may opt out of certain tracking or adjust browser settings, though functionality may be limited.

We do not currently respond to browser “Do Not Track” signals.

We use reasonable administrative, technical, and organizational measures to protect your information. No online transmission or storage system is completely secure.

Our Services are intended for users 16 and older.
We do not knowingly collect information from children under 16.
If you believe we have collected such information, please contact us for removal.

Our website may contain links to third-party sites we do not control. These sites have their own privacy policies.

You may request to access, correct, update, or delete your personal information or limit sharing where applicable.

KSV Solutions LLC / QuoteGuardian.com
Attn: Customer Service
📞 (516) 366-9356
📧 support@quoteguardian.com
📬 4345 North Pine Island Rd, Sunrise, FL 33315

You may unsubscribe from marketing emails using the link in emails we send.

Please note:

• We may retain information as required by law or business needs.
   
• Once an insurance application is submitted to a carrier or government exchange, you must contact that entity to update it.
   

Your use of our website is governed by our Terms of Use, incorporated by reference.

For questions about this Policy:

KSV Solutions LLC / QuoteGuardian.com
Attn: Privacy
📞 (516) 366-9356
📧 privacy@quoteguardian.com
📬 4345 North Pine Island Rd, Sunrise, FL 33315

Most personal information we handle is exempt from CCPA due to GLBA, HIPAA, and other regulations. This section applies only where CCPA-covered data is collected.

We do not:

• Sell personal information
   
• Sell personal information of minors under 16
   
• Share data for third-party direct marketing under California “Shine the Light” law
   

CCPA rights include:

• Right to Know
   
• Right to Delete
   
• Right to Correct
   
• Right to Non-Discrimination
   

📞 (516) 366-9356
📧 privacy@quoteguardian.com

We will verify your identity before fulfilling certain requests. Authorized agents may act with proper documentation.